At Tov Fashion, we strive to provide a secure and convenient payment experience for all customers. This Payment Policy explains the payment methods, authorization procedures, and other payment-related terms that apply when placing an order through our website.

Accepted Payment Methods

We accept the payment methods displayed and made available at checkout. Available payment options may vary depending on your location, device, and the payment services currently offered through our checkout system.

All payments must be successfully authorized before an order can be processed.

Payment Authorization

By placing an order, you confirm that:

• You are authorized to use the selected payment method.
• The payment information you provide is accurate and complete.
• You authorize Tov Fashion and its payment service providers to charge the applicable amount for your order, including any applicable taxes.

If a payment cannot be authorized or processed, we may delay, cancel, or refuse the order.

Order Verification

For security and fraud-prevention purposes, we may review certain orders before processing them. We may request additional information or verification if necessary.

If we are unable to verify the information provided or receive a response within a reasonable period, we may cancel the order and issue a refund for any successfully captured payment, where applicable.

Payment Security

Payments may be processed through secure third-party payment service providers. Tov Fashion does not intentionally store complete payment card details on its own systems unless required for specific payment processing purposes and permitted by applicable law.

We take reasonable measures to help protect payment and personal information. However, no online payment system can guarantee absolute security.

Pricing and Currency

All prices displayed on our website are shown in the currency indicated at checkout.

Prices may change without prior notice. The final amount charged will be displayed during the checkout process before you complete your purchase.

Taxes

Applicable sales taxes or other required charges may be calculated and added at checkout based on the shipping destination and applicable laws.

Payment Confirmation

After a successful purchase, you should receive an order confirmation at the email address provided during checkout.

If you do not receive an order confirmation, please check your spam or junk folder. You may also contact us at contact@tovfashion.shop for assistance.

Failed or Declined Payments

A payment may be declined for several reasons, including:

• Insufficient funds
• Incorrect payment information
• Bank or card issuer restrictions
• Security or fraud-prevention measures
• Billing information that does not match the payment method

If your payment is declined, please review your payment details or contact your bank or payment provider for assistance.

Refunds

Eligible refunds are processed in accordance with our Return & Refund Policy.

Approved refunds will generally be issued to the original payment method used for the purchase. Depending on your bank or payment provider, additional processing time may be required before the refunded amount appears in your account.

Chargebacks and Payment Disputes

If you experience a problem with your order, we encourage you to contact us first so we can review the issue and work toward a resolution.

Before initiating a chargeback or payment dispute, please contact us at contact@tovfashion.shop with your order number and details of the issue.

Unauthorized or fraudulent payment disputes may be investigated, and we reserve the right to provide relevant order and transaction information to payment providers or financial institutions as permitted by law.

Order Cancellations

If you wish to cancel an order, please contact us as soon as possible at contact@tovfashion.shop.

Orders can only be canceled or modified before they have been processed for shipment. Once an order has been processed or shipped, it may no longer be eligible for cancellation and may instead be handled according to our Cancellation Policy and Return & Refund Policy.

Contact Us

If you have any questions about payments or need assistance with an order, please contact us:

Tov Fashion
Website: https://tovfashion.shop/
Email: contact@tovfashion.shop
Phone: +1 701-252-5688
Address: 238 Northland Est, Jamestown, ND 58401, United States
Business Hours: Monday–Friday, 10:00 AM–7:00 PM

We aim to respond to payment-related inquiries as soon as possible during our normal business hours.